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Vision Insurance

Vision plans help protect your eyesight and are important to your overall health. Vision insurance provides coverage options for annual eye exams, glasses and contact lenses, and more!

Get a Free Vision Insurance Quote in Minutes!
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Get a Free Vision Insurance Quote in Minutes!

Vision plans help protect your eyesight and are important to your overall health. Vision insurance provides coverage options for annual eye exams, glasses and contact lenses, and more!

What Does Vision Insurance Cover?

Vision insurance typically covers benefits like annual eye exams, and includes yearly allowances or discounts for corrective lenses (glasses and contact lenses)[0]. Many plans also provide discounts on laser vision correction.

Coverage and costs vary by insurance company and plan. The list below includes examples of coverages and limitations but is not a complete list.

What Vision Insurance Covers

  • Annual routine eye exams
  • Eyeglasses and contacts allowances or discounts
  • Discounts for Lasik

What Vision Insurance Does Not Cover

  • Frames or contact lens costs over the plan allowance
  • Coverage for eye health issues like cataract surgery, treatment for glaucoma, etc. (Eye diseases are generally covered by major medical health insurance, just like any other disease.)
  • Elective surgeries like Lasik

Pros and Cons of Vision Insurance

  • Options for every budget – Stand-alone vision plans typically offer low premium costs, with premiums for a single person generally in the range of $5-$35 / month, depending on the benefits provided[0].
  • Apply year-round – There is no official open enrollment period for many stand-alone vision insurance plans and coverage can typically begin the next day.
  • Guaranteed issue – Applicants are accepted regardless of health history.

Find Answers to Vision Insurance Questions

Does my health insurance cover vision care? open Does my health insurance cover vision care?
How much does vision insurance cost? open How much does vision insurance cost?
How do I pick a vision insurance plan? open How do I pick a vision insurance plan?
Who should get vision insurance? open Who should get vision insurance?
Why do I need an annual eye exam? open Why do I need an annual eye exam?

Vision Insurance Resources

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Speak to a licensed health insurance agent during business hours for help understanding your options and enrolling in coverage.