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Health Discount Program
See if you can save money on healthcare costs with a health discount program – like chiropractic care and acupuncture treatments – that may not be covered by your health insurance plan. Many health discount programs, also known as medical discount programs, provide access to professional support and administrative services to help negotiate medical bills. A health discount program is not insurance and supplements (but does not replace) your health insurance plan.
See if you can save money on healthcare costs with a health discount program – like chiropractic care and acupuncture treatments – that may not be covered by your health insurance plan. Many health discount programs, also known as medical discount programs, provide access to professional support and administrative services to help negotiate medical bills. A health discount program is not insurance and supplements (but does not replace) your health insurance plan.
Why Get a Health Discount Program?
Types of Health Discount Programs Available
Telemedicine Discounts
A telemedicine discount plan may allow you to get a virtual visit from a board-certified physician from the comfort of your home. This can come in handy when you’re sick with a routine condition like a urinary tract infection, pink eye, cold, flu, or bronchitis (to name a few) instead of going to urgent care or waiting several days for an appointment at your primary care provider.
These doctors can often prescribe medication if needed, and a healthcare professional may be accessible 24 hours a day, 7 days a week, 365 days a year. You can generally access this care from anywhere, including your home, the office, at school, or when traveling. Telemedicine is available to anyone regardless of age or health status. However, because there is no hands-on exam, it is not appropriate for many medical conditions like serious illnesses or injuries.
Prescription Drug Discounts
Many robust major medical health insurance programs cover prescription drugs, but having coverage doesn’t mean that your medication won’t have out-of-pocket costs.
And if you’re uninsured, you’re responsible for the full, unnegotiated cost of your prescription drugs. Discount drug programs typically cover a wide range of prescription drugs including brand name and generic prescription drug medications.
In most cases, you must select your health insurance prescription drug coverage or your discount drug program to receive savings. The two benefits cannot be combined. Depending on the discount program, you can potentially save on the retail price of generic and brand-name prescription drugs, even if you have insurance. Compare the pricing difference with your pharmacist.
Ready for Healthcare from Home and Rx Discounts?
Get the convenience of virtual doctor’s visits and discounts at the pharmacy.
Discounts on Home-Use Medical Supplies
Save on durable medical equipment (DME) and services, including supplies like beds, walkers, wheelchairs, insulin pumps, glucometers, and nebulizers. Your health insurance plan may cover some medical equipment but may not cover all of the items you need.
Check your health insurance plan’s Summary of Benefits to determine what durable medical equipment is covered. If the medical equipment you need is not covered, a medical discount plan that includes savings on select durable medical equipment may be able to help you save money.
Discounts on Healthcare Specialists
Discount programs may offer discounts on healthcare specialist services. These services are critical when you need extra help for a specific health problem, from orthotics to help manage foot pain to nutrition counseling to help manage diabetes. Healthcare specialists include medical professionals like chiropractors, dieticians, physical therapists, occupational therapists, and podiatrists.
The care some of these specialists provide may be covered by ACA health plans, so it’s important to check your health insurance benefits. If you do not have an ACA health plan and are either uninsured or have a limited-benefit policy like short term medical, healthcare specialist discounts may be able to help lower your out-of-pocket costs.
Discounts on Complementary and Alternative Healthcare
Discount programs often offer discounted rates on integrative and holistic healthcare like acupuncture, music therapy and therapeutic massage. These are increasingly recognized for their therapeutic benefits for those dealing with chronic diseases and pain, especially in conjunction with western medical treatment.
Depending on your state and health insurance company, your health plan may include some level of coverage for alternative healthcare. If you don’t have coverage with your ACA plan or are uninsured, a discount plan that includes alternative health and wellness services may help you save on out-of-pocket costs.
Expert Administration, Referral and Negotiation Services
Some discount medical organizations offer help navigating the world of healthcare which can be confusing, time-consuming and intimidating. Imagine having access to professionals skilled in negotiating medical bills, reviewing diagnoses and treatment plans to help you get appropriate care, and coordinating administrative issues involving a range of healthcare services.
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Have Questions? Speak to an Agent
Speak to a licensed health insurance agent during business hours for help understanding your options and enrolling in coverage.