What is minimum essential coverage?
Plans that meet the ACA’s basic provisions. These plans include those sold on the state-based and federally facilitated health insurance exchanges as well as some sold in the private market. Qualifying minimum essential coverage includes:
- Job-based plans
- Health Insurance Marketplace plans
- Most individual plans bought outside the Marketplace
- Medicare
- Medicaid
- The Children’s Health Insurance Program (CHIP)
- TRICARE
- COBRA
- Plans sold through the Small Business Health Insurance Program (SHOP) Marketplace
More about this topic
Blog posts
ACA Minimum Essential Coverage + Qualified Health Plans
A Quick Guide to the 12 ACA Exemptions