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Health insurance plans

ACA/OBAMACARE

Quote and enroll in an ACA health plan during annual open enrollment or a special enrollment period if you qualify.

Accident Insurance

Get additional lump sum cash benefits to supplement your major medical policy for covered accidents.

Critical Illness Insurance

Get additional lump sum cash benefits to supplement your major medical policy for qualifying illnesses.

Cancer Insurance

Policyholders may use the funds to pay for out-of-pocket costs, as well as expenses such as travel, lodging, childcare and home health services.

Vision Insurance

Vision plans help protect your eyesight and are important to your overall health. Vision Insurance provides coverage options for annual eye exams, glasses and contact lenses, and more!

Dental Insurance

Cover your mouth – From routine cleanings to root canals, dental coverage can help keep your teeth and gums healthy.

Short Term Health Insurance

Find out if you qualify for temporary coverage for emergencies and hospitalization – Don’t go uninsured between major medical plans.

Health Discount Program

Get virtual healthcare services and discounts on prescription drugs, healthcare specialists and more. Health discounts are not insurance.

Local Health Insurance Option

Resources

Obamacare Calculator

Calculate your estimated subsidy

Glossary

Health insurance terms defined

FAQ

Frequently asked questions about health insurance

Health Insurance Articles

Additional fixed indemnity benefits to help when you’re hospitalized.

ACA Affordability Calculator

Use our 2025 ACA Affordability Calculator to see if you might be eligible for ACA premium subsidies – and your potential savings if you qualify.

Health Insurance Plans

ACA/OBAMACARE Accident Insurance Critical Illness Insurance Cancer Insurance Vision Insurance Dental Insurance Short Term Health Insurance Health Discount Program

Local Health Insurance Option

RESOURCES

Obamacare Calculator Glossary FAQ Health Insurance Articles ACA Affordability Calculator

The enrollment deadline for ACA coverage that will take effect January 1 has been extended through Wednesday, December 18.

FAQ

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About Us

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IHC Specialty Benefits, Inc., 5353 Wayzata Blvd, Ste. 300, St. Louis Park, MN, 55416 (IHCSB), is an independent licensed insurance agency. THIS IS A SOLICITATION OF INSURANCE BY IHCSB. Contact may be made by an insurance agent/producer or insurance company. Product availability may vary based on state. IHCSB is not affiliated with, connected to, or endorsed by Centers for Medicare and Medicaid Services, including the federal Medicare program. For a complete listing of products, contact 1-800-MEDICARE or visit Medicare.gov. This website is operated by IHCSB and is not the Health Insurance Marketplace (HealthCare.gov). In offering this website, IHCSB is required to comply with all applicable federal laws.