When you are hospitalized due to an injury or illness, hospital insurance may provide benefits for qualifying types of medical services that can include, as an example:

  • Hospital room and board
  • Inpatient physician’s visits
  • Inpatient prescription medications
  • Inpatient surgery
  • Outpatient surgery
  • Ambulance services

If you combine your hospital insurance plan with critical illness coverage or select a hospital insurance plan with critical illness coverage, the critical illness coverage may also provide benefits for medical services related to hospitalization for qualifying conditions such as:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • Coma
  • Kidney failure

You may also have the option to customize your hospital insurance policy, and select additional benefits to provide coverage for outpatient services such as preventive care, urgent care and diagnostic services (such as, X-rays and lab tests). Remember, you must read any policy you’re considering carefully to understand what is covered and what is excluded. The above lists are only illustrations of coverage benefits.

What does hospital insurance cover?

When you are hospitalized due to an injury or illness, hospital insurance may provide benefits for qualifying types of medical services that can include, as an example:
Hospital room and board
Inpatient physician’s visits
Inpatient prescription medications
Inpatient surgery
Outpatient surgery
Ambulance services
If you combine your hospital insurance plan with critical illness coverage or select a hospital insurance plan with critical illness coverage, the critical illness coverage may also provide benefits for medical services related to hospitalization for qualifying conditions such as:
Cancer
Heart attack
Stroke
Major organ transplant
Coma
Kidney failure
You may also have the option to customize your hospital insurance policy, and select additional benefits to provide coverage for outpatient services such as preventive care, urgent care and diagnostic services (such as, X-rays and lab tests). Remember, you must read any policy you’re considering carefully to understand what is covered and what is excluded. The above lists are only illustrations of coverage benefits.