Dental insurance typically covers the four categories of services with a 100/80/50 plan payment structure:**
|
Service |
Typical Payment |
|
Preventive – cleanings and check-ups; fluoride treatments for children |
100% |
|
Diagnostic^ – bitewing x-rays (every 6 months) full-mouth x-rays (every 3 years) |
100%^ |
|
Basic – fillings, extractions |
80% |
|
Major – root canals, crowns and bridges |
50% |
** For general informational purposes only. Read policy details, exclusions and limitations before purchasing a plan.
^ Under some plans, diagnostic services are paid at 80% and subject to a waiting period
Dental plans typically do not cover cosmetic procedures, orthodontics, implants, dentures, oral care related to a medical condition, prescription medication and pre-medication for pain. Your plan also will not cover expenses in excess of the plan’s annual maximum benefit.
Remember, you must read any policy you’re considering carefully to understand what is covered and what is excluded. And often, waiting periods apply for procedures that aren’t considered preventive care. The above lists are only examples.
Call (888) 855-6837 for more details about available plan options. Or you could research the costs of common dental procedures and decide if dental insurance could be helpful for you.
What does dental insurance cover?
Dental insurance typically covers the four categories of services with a 100/80/50 plan payment structure:**
Service
Typical Payment
Preventive – cleanings and check-ups; fluoride treatments for children
100%
Diagnostic^ – bitewing x-rays (every 6 months) full-mouth x-rays (every 3 years)
100%^
Basic – fillings, extractions
80%
Major – root canals, crowns and bridges
50%
** For general informational purposes only. Read policy details, exclusions and limitations before purchasing a plan.
^ Under some plans, diagnostic services are paid at 80% and subject to a waiting period
Dental plans typically do not cover cosmetic procedures, orthodontics, implants, dentures, oral care related to a medical condition, prescription medication and pre-medication for pain. Your plan also will not cover expenses in excess of the plan’s annual maximum benefit.
Remember, you must read any policy you’re considering carefully to understand what is covered and what is excluded. And often, waiting periods apply for procedures that aren’t considered preventive care. The above lists are only examples.
Call (888) 855-6837 for more details about available plan options. Or you could research the costs of common dental procedures and decide if dental insurance could be helpful for you.